An Honest, Clear Voice In SSI/SSDI Care

Your SSDI benefits could be different than someone else’s

On Behalf of | May 14, 2024 | Social Security Disability

When it comes to Social Security Disability benefits, people sometimes assume that they are going to apply similarly from case to case. For instance, someone may be considering applying because they know someone else who already did. They know that person qualified and they understand exactly how much the other person gets in monthly benefits. They assume that they should also qualify and get the same payments.

But is this actually how it works? It’s not. It’s very important for people to understand that this is a myth and that results can be much different from one case to the next. Each is considered on an individual basis.

A difference in calculations

In some cases, the difference could lie in how the calculations are done. For instance, SSDI benefits start with an analysis of your covered earnings. Historical wage growth is then considered and used to adjust that figure. The Social Security Administration can then use a formula to determine how much you should get in benefits. But how long you worked, how much you earned, how much wages grew during your employment and many other factors are going to be unique to your case.

A difference in qualifications

There can also be a difference in who qualifies and who does not. For instance, someone else may have an injury that’s going to keep them out of the workforce for a year or more. You may have an injury that’s only going to keep you out of the workforce for six months. Even if it’s a similar injury, your situation would not meet the definition of disability held by the SSA.

In short, never assume anything about SSDI benefits. Take the time to look into your legal options before opting to apply. That way, you can make informed decisions as your situation evolves.