Disability benefits are a crucial lifeline for individuals who are unable to work due to a medical condition. In Oklahoma, residents can access both state and federal disability programs. These benefits provide financial support and help cover living expenses, medical treatment and rehabilitation services. The benefits are significant because they offer stability to those whose disabilities prevent them from maintaining regular employment.
Qualifying Medical Conditions
To qualify for disability benefits, an individual must have a condition that meets specific criteria. Here’s a list of common medical conditions that often qualify:
- Cardiovascular disorders: Conditions like heart failure or coronary artery disease can be debilitating, impacting the ability to perform work-related activities.
- Musculoskeletal problems: Severe issues with bones and joints, such as arthritis or back injuries, can limit mobility and the capacity to work.
- Mental disorders: Mental health conditions like depression, anxiety, or schizophrenia can be just as disabling as physical illnesses.
- Respiratory illnesses: Chronic respiratory disorders, including asthma and COPD, can severely restrict lung function.
- Neurological disorders: Diseases such as multiple sclerosis, Parkinson’s disease, or epilepsy can lead to significant physical and cognitive impairments.
- Immune system disorders: Conditions like HIV/AIDS and lupus can weaken the body’s immune response, making it difficult to maintain employment.
- Digestive tract problems: Chronic digestive conditions, such as inflammatory bowel disease, can cause symptoms incompatible with regular work schedules.
Applying for SSDI is a process
Social Security Disability Insurance (SSDI) is a federal program for individuals who have worked and paid into Social Security but are now unable to work due to a disability. The Social Security Administration uses a medical guide known as the Blue Book to assess if a condition is severe enough to warrant benefits. The applicant’s work history and the ability to adapt to new work are also considered. Even if you do not qualify for SSDI, you may qualify for Supplemental Security Income (SSI). To be eligible, you must still meet the same disability requirements.
Navigating the application process or appealing a denied claim can feel overwhelming. A disability attorney has experience and knowledge of the criteria for disability benefits and can handle the intricacies of the application process. An attorney can also represent applicants in appeals, increasing the chances of a favorable outcome.