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What role does work history play in receiving SSI benefits?

Supplemental Security Income is a benefits program offered and administered by the Social Security Administration. It is distinct from Social Security Disability Insurance, although both are offered to individuals who suffer from disabilities. Oklahoma residents who receive no or little income may qualify for SSI because it does not require them to have worked or paid into the benefits’ program.

Unlike SSDI, which requires individuals to qualify by having worked a certain number of qualifying periods over the course of the preceding decade, SSI does not have a work history requirement. In fact, it is set up to help individuals of low or no income. It is for individuals whose taxable incomes do not qualify them for SSDI and who may be struggling to make ends meet.

A person may not be denied SSI just because they own their home. While cash assets and funds in bank accounts may be evaluated to decide if an applicant can receive SSI, the value of their home is considered separately. Similarly, a portion of their vehicles’ values will not be counted in the assessment of whether they may be allowed to receive SSI support.

Individuals can qualify for SSI benefits either through disability, blindness or age. Their benefits will vary based on how much money they earn and what other resources they may access outside of their incomes. SSI benefits can be important sources of support for men, women and children who are limited in their abilities to care for themselves and who need assistance in order to provide themselves with their basic and fundamental needs.

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