Navigating the Social Security process is tricky. The person applying has just sustained a serious injury and now has to figure out which documents to send to the federal government. Applying to these programs only becomes more difficult when there are numerous myths floating around.
You will likely require assistance to determine how to apply, especially if you are over the age of 50. Finding help will also let you know whether something you heard about Social Security disability benefits was the truth or a myth.
Myth: All first-time claims receive a denial
There is a high denial rate when it comes to Social Security claims. Some reports have found that about 30 percent of people who apply for the first time receive their benefits. The truth of the matter comes down to many of these applicants making simple mistakes on their forms. When they go to appeal the denial, they end up making the same mistake. It may take some extra time to bring an attorney onboard to assist you, but it pays off in a big way.
Myth: You cannot make any money while receiving benefits
You can only make a certain amount of money with what your disability allows. As of 2018, Social Security recipients can only make up to $850 monthly. This allows some people to supplement their income as long as they do not go over the threshold.
Myth: If you drink alcohol, then you will automatically lose your claim
The accuracy of this myth depends on what your disability is. If you suffer from liver problems that prevent you from working and you continue to consume alcohol, then you may lose your claim because you actively harm yourself by continuing to drink. However, if consuming alcohol has no impact on your medical condition, then it is unlikely your consumption would matter. The same holds true for any other recreational drug.