If you are considering planning for retirement, it’s important to evaluate your financial needs, savings goals and lifestyle expectations. You should understand how Social Security benefits will fit into your overall income strategy, factoring in when to claim them for maximum advantage. While there is no best time to claim your benefits, the amount…
The Social Security Administration (SSA) is finally fixing a problem that it’s largely ignored for years. This could mean a lot fewer denials of Social Security Disability Insurance (SSDI) as well as Supplemental Security Income (SSI). When the SSA evaluates an SSDI application or determines whether SSDI is to be continued, a major factor…
Social Security Disability Insurance (SSDI) is a federal program that provides financial assistance to individuals who cannot work due to a severe, long-term disability. To qualify, applicants must have a medical condition that meets the Social Security Administration’s definition of disability and have earned enough work credits through their employment history. SSDI benefits are…
People generally think of dementia as something that people develop in their senior years, often after they’ve retired. That’s not always the case. There are a number of dementia-related conditions that can strike people in their 40s or younger. There’s even an “early-onset” form of Alzheimer’s that can affect people’s cognitive abilities in middle…
When planning your estate, you want the best plan for your child with a disability. A special needs trust (SNT) helps secure their future without affecting their eligibility for government benefits. When your child has a disability or impairment such as blindness, they may be eligible for government benefits like the Supplemental Security Income…