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Disability benefits in the United States usually come from one of three sources. People can buy their own private disability insurance or receive coverage from their employer. Workers who get hurt on the job can receive both short-term and permanent disability benefits through workers’ compensation. Finally, there are also Social Security disability benefits that…

You get injured and you know that you can’t work. The injuries are just too severe. You know that you’re going to heal to some extent, but it’s unclear if that healing will ever be complete — as is often the case with serious issues like traumatic brain injuries or spinal cord injuries. In…