Many people take advantage of social security benefits in Oklahoma. However, there are numerous laws and regulations concerning the area, and many people receive a denial initially when they make a claim. Appeals are certainly possible, but this is time-consuming. Many people struggle to stay afloat while awaiting a final decision.
Occasionally, people waiting on an outcome cannot work. They struggle to find some way to pay the bills. In these instances, it is best to look into all possible options to see what is most advantageous.
Is work an option?
Some people can work while awaiting the outcome of an appeal, but they need to be careful. It is important for people to not make over a certain amount so as not to disqualify themselves from benefits. As of 2017, people cannot make over $1,170 a month. It may not seem like a lot, but taking a part-time job can help significantly during this interim period.
Find other types of financial assistance
Homeowners should look into whether they can refinance their home to earn additional income during this time. Some people are able to borrow cash against a 401k plan. If neither of those seems viable, then it may be best to ask family members or friends for assistance. A person can offer to pay back loved ones once the social security benefits kick in.
Apply for governmental support
It can take several months to hear back from the SSI committee. In the meantime, people should look into other government programs designed to assist people in need. The government created Temporary Assistance to Needy Families in 1997 to help struggling families with children. There is also the Supplemental Nutritional Assistance Program. These are federal programs, but people should also look into state programs specifically designed for Oklahoma residents. The state has several programs in effect for various groups of people, including single mothers and the elderly.