Health is a precious thing. If you lose it to a long term illness, it is life altering. It can cost you your plans, your job, and potentially your life. You and your family may need to seek financial relief.
Disability benefits are one option, but the application process is complicated and confusing. This has created a number of misunderstandings, including the following myths.
Myth one: I need to have a physical impairment to qualify
The social security administration gives disability benefits if you have a physical or mental disorder and meet their established standards. If you have one of the following mental disorders, you may apply for social security disability:
- Manic or depressive disorder
- Anxiety and obsessive-compulsive disorders
- Intellectual disability
- Autism spectrum disorder
Myth two: I will automatically qualify for disability benefits
According to the Social Security Administration, you qualify for benefits on the basis of your inability to work. According to their rules, you are disabled if:
- You cannot do your work after your injury or medical condition develops
- You cannot adjust to other work because of your medical condition(s)
- Your medical condition has lasted or will for one year or more and may be fatal.
Myth three: I am not eligible because my application was denied
A large number of applications for disability benefits are made every year. Not all of them are accepted the first time around. Sometimes the person evaluating tthe application may not see what they are looking for at first glance. Because the application is very complicated, it may be beneficial to work with a lawyer familiar with the process.
If you or your loved one's medical condition affects the ability to work, you may be worried about paying bills. You probably have many questions about where and how to look for financial relief. You may want to talk to a social security disability attorney about your situation to see what legal options are available to you.